.risk-section{padding:var(--spacing-xxl) 5%;background:linear-gradient(180deg,#ff980008,#ff572214);border-top:1px solid var(--glass-border);border-bottom:1px solid var(--glass-border)}.risk-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:var(--spacing-lg);margin:var(--spacing-xl) 0}.risk-card{background:var(--glass-bg);border:1px solid var(--glass-border);border-radius:15px;padding:var(--spacing-lg);transition:transform .3s ease,box-shadow .3s ease}.risk-card:hover{transform:translateY(-5px);box-shadow:0 10px 30px #ff980033;border-color:#ff9800}.risk-icon{font-size:2.5rem;margin-bottom:var(--spacing-md);text-align:center}.risk-card h3{color:var(--text-color);margin-bottom:var(--spacing-md);font-size:var(--font-size-xl);text-align:center}.risk-list{list-style:none;padding:0}.risk-list li{color:#b3bac2;margin-bottom:var(--spacing-sm);padding-left:var(--spacing-lg);position:relative;line-height:1.5}.risk-list li:before{content:"✓";position:absolute;left:0;color:var(--accent-color);font-weight:700}.performance-stats{display:flex;flex-direction:column;gap:var(--spacing-md)}.perf-item{display:flex;justify-content:space-between;align-items:center;padding:var(--spacing-sm);background:#4caf501a;border-radius:8px;border-left:3px solid var(--accent-color)}.perf-label{color:#b3bac2;font-size:var(--font-size-sm)}.perf-value{color:var(--accent-color);font-weight:800;font-size:var(--font-size-lg)}.disclaimer-box{background:#ff98001a;border:1px solid rgba(255,152,0,.3);border-radius:10px;padding:var(--spacing-lg);margin-top:var(--spacing-xl);border-left:4px solid #FF9800}.disclaimer-box h4{color:#ff9800;margin-bottom:var(--spacing-sm);font-size:var(--font-size-lg)}.disclaimer-box p{color:#b3bac2;line-height:1.6;margin:0}.statistics-section{padding:5rem 5%;background:linear-gradient(135deg,#2e7d321a,#4caf500d)}.stats-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:2rem;margin:3rem 0}.stat-card{background:var(--glass-bg);border:1px solid var(--glass-border);border-radius:15px;padding:2rem;text-align:center;transition:transform .3s ease,box-shadow .3s ease}.stat-card:hover{transform:translateY(-5px);box-shadow:0 10px 30px #2e7d324d;border-color:var(--primary-color)}.stat-icon{font-size:3rem;margin-bottom:1rem}.stat-number{font-size:2.5rem;font-weight:800;color:var(--primary-color);margin-bottom:.5rem}.stat-label{color:#b3bac2;font-size:1rem}.impact-highlights{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:1.5rem;margin-top:3rem}.impact-item{display:flex;align-items:center;gap:1rem;padding:1rem;background:#4caf501a;border-radius:10px;border-left:4px solid var(--accent-color)}.impact-icon{font-size:1.5rem}.impact-text{color:var(--text-color);font-weight:500}.team-section{padding:5rem 5%;background-color:#140f2866}.team-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:2rem;margin:3rem 0}.team-member{background:var(--glass-bg);border:1px solid var(--glass-border);border-radius:15px;padding:2rem;text-align:center;transition:transform .3s ease}.team-member:hover{transform:translateY(-5px);border-color:var(--accent-color)}.member-photo{width:100px;height:100px;border-radius:50%;margin:0 auto 1.5rem;border:3px solid var(--accent-color)}.team-member h3{color:var(--text-color);margin-bottom:.5rem;font-size:1.3rem}.member-role{color:var(--accent-color);font-weight:600;margin-bottom:1rem}.member-desc{color:#b3bac2;font-size:.9rem;line-height:1.5}.partners-section{margin-top:4rem;text-align:center}.partners-section h3{margin-bottom:2rem}.partners-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:var(--spacing-lg);margin:var(--spacing-xl) 0}.partner-card{background:var(--glass-bg);border:1px solid var(--glass-border);border-radius:15px;padding:var(--spacing-lg);text-align:center;transition:transform .3s ease,box-shadow .3s ease;position:relative}.partner-card:hover{transform:translateY(-5px);box-shadow:0 10px 30px #2e7d324d;border-color:var(--accent-color)}.partner-logo{font-size:2.5rem;margin-bottom:var(--spacing-md)}.partner-card h4{color:var(--text-color);margin-bottom:var(--spacing-xs);font-size:var(--font-size-lg)}.partner-card p{color:#b3bac2;font-size:var(--font-size-sm);margin-bottom:var(--spacing-md)}.certification-badge{position:absolute;top:10px;right:10px;background:var(--accent-color);color:#fff;padding:var(--spacing-xs) var(--spacing-sm);border-radius:20px;font-size:var(--font-size-xs);font-weight:600}.certifications-showcase{margin-top:var(--spacing-xxl);text-align:center}.certifications-showcase h4{margin-bottom:var(--spacing-xl)}.cert-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:var(--spacing-lg);margin-top:var(--spacing-lg)}.cert-item{display:flex;align-items:center;gap:var(--spacing-md);background:var(--glass-bg);border:1px solid var(--glass-border);border-radius:10px;padding:var(--spacing-lg);transition:transform .3s ease}.cert-item:hover{transform:translateY(-3px);border-color:var(--accent-color)}.cert-icon{font-size:2rem;min-width:60px;text-align:center}.cert-info h5{color:var(--text-color);margin-bottom:var(--spacing-xs);font-size:var(--font-size-base)}.cert-info p{color:#b3bac2;font-size:var(--font-size-sm);margin:0}.testimonials-section{padding:5rem 5%;background:linear-gradient(135deg,#2e7d320d,#4caf501a)}.testimonials-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(350px,1fr));gap:2rem;margin:3rem 0}.testimonial-card{background:var(--glass-bg);border:1px solid var(--glass-border);border-radius:15px;padding:2rem;transition:transform .3s ease}.testimonial-card:hover{transform:translateY(-5px);box-shadow:0 10px 30px #2e7d3233}.testimonial-rating{font-size:1.2rem;margin-bottom:1rem}.testimonial-text{color:var(--text-color);line-height:1.6;margin-bottom:1.5rem;font-style:italic}.testimonial-author{display:flex;align-items:center;gap:1rem}.author-avatar{width:50px;height:50px;border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff;font-weight:800;font-size:1.2rem}.testimonial-author h4{color:var(--text-color);margin-bottom:.2rem}.testimonial-author p{color:#b3bac2;font-size:.9rem}.faq-section{padding:var(--spacing-xxl) 5%;background:linear-gradient(135deg,#2196f30d,#4caf501a)}.faq-container{display:grid;grid-template-columns:repeat(auto-fit,minmax(350px,1fr));gap:var(--spacing-xl);margin:var(--spacing-xl) 0}.faq-category{background:var(--glass-bg);border:1px solid var(--glass-border);border-radius:15px;padding:var(--spacing-lg)}.faq-category h3{color:var(--text-color);margin-bottom:var(--spacing-lg);font-size:var(--font-size-xl);text-align:center;padding-bottom:var(--spacing-md);border-bottom:2px solid var(--accent-color)}.faq-item{margin-bottom:var(--spacing-md);border-bottom:1px solid rgba(255,255,255,.1)}.faq-item:last-child{border-bottom:none}.faq-question{width:100%;background:none;border:none;text-align:left;padding:var(--spacing-md);cursor:pointer;display:flex;justify-content:space-between;align-items:center;color:var(--text-color);font-size:var(--font-size-base);font-weight:600;transition:all .3s ease;border-radius:8px}.faq-question:hover{background:#4caf501a;color:var(--accent-color)}.faq-icon{font-size:1.2rem;transition:transform .3s ease;color:var(--accent-color)}.faq-item.active .faq-icon{transform:rotate(45deg)}.faq-answer{max-height:0;overflow:hidden;transition:max-height .3s ease}.faq-answer p{padding:0 var(--spacing-md);color:#b3bac2;line-height:1.6;margin:0}.faq-item.active .faq-answer{max-height:200px;padding-top:var(--spacing-sm)}.faq-contact{text-align:center;margin-top:var(--spacing-xxl);padding:var(--spacing-xl);background:var(--glass-bg);border:1px solid var(--glass-border);border-radius:15px}.faq-contact h4{color:var(--text-color);margin-bottom:var(--spacing-md);font-size:var(--font-size-lg)}.faq-contact p{color:#b3bac2;margin-bottom:var(--spacing-lg)}.contact-methods{display:flex;justify-content:center;gap:var(--spacing-lg);flex-wrap:wrap}.contact-link{display:flex;align-items:center;gap:var(--spacing-sm);padding:var(--spacing-md) var(--spacing-lg);background:var(--accent-color);color:#fff;text-decoration:none;border-radius:25px;font-weight:600;transition:all .3s ease}.contact-link:hover{background:var(--primary-color);transform:translateY(-2px);box-shadow:0 5px 15px #2e7d324d}.contact-icon{font-size:1.2rem}@media (max-width: 768px){.stats-grid{grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1rem}.team-grid,.testimonials-grid,.impact-highlights{grid-template-columns:1fr}.partners-grid{grid-template-columns:repeat(3,1fr)}.risk-grid,.faq-container{grid-template-columns:1fr}}.cta-section{padding:5rem 5%;text-align:center;background:linear-gradient(135deg,#2e7d3226,#4caf5014);border-top:1px solid var(--glass-border)}.cta-content{max-width:600px;margin:0 auto}.cta-content h2{font-size:2.5rem;margin-bottom:1rem}.cta-content p{color:#b3bac2;margin-bottom:2rem;font-size:1.1rem}.risk-list-warning li:before{content:"⚡";color:#ff9800}.btn-connect.logged-in{background:var(--gradient-main);color:#fff!important;border-color:transparent}